The agreement, in plain language.

Aurum is operated by [TODO: registered entity name], a company registered in [TODO: jurisdiction], registered address [TODO: address]. In these terms, "Aurum," "we," "us," and "our" mean that company.

Aurum publishes educational research on the futures markets, including daily market briefs and (on paid tiers) intraday trading signals on gold (GC) and silver (SI) futures. The full service description is on the homepage and methodology page.

We provide signals as general market commentary. We do not provide personal investment advice. See the risk disclosure for the full scope of what Aurum is and is not.

You must be at least 18 years old and legally able to enter into a binding contract to use Aurum. You are responsible for keeping your account credentials and API keys confidential. Any activity under your credentials is your responsibility.

One person, one account. Sharing access, reselling signals, or republishing them to a wider audience without a written license from us is a breach of these terms.

Paid tiers (Standard, Pro) are sold as monthly or annual subscriptions billed in advance through Stripe. Annual plans are charged once for the year and renew yearly until cancelled. Monthly plans renew monthly. Prices are listed on the pricing section and are in U.S. dollars unless stated otherwise.

You can cancel any subscription at any time from your account. Cancellation stops the next renewal; it does not refund the current period. Service continues through the end of the period you have paid for.

Refunds: we offer a 7-day money-back guarantee on your first paid subscription. After 7 days, paid periods are non-refundable except where required by law.

We may change prices for future billing periods with at least 30 days notice by email. If you do not accept a price change, cancel before the next renewal.

You agree not to:

• Share your account, API keys, or signal content with anyone outside your single user
• Republish signals (including in Discord, Telegram, Twitter, or any other public or paid channel) without our written permission
• Reverse-engineer or attempt to extract our proprietary strategy logic
• Scrape, automate, or otherwise programmatically extract content beyond what the documented API permits
• Use Aurum to provide regulated investment advice to third parties
• Use Aurum if doing so is illegal under the law of your residence or place of business

We may suspend or terminate accounts that breach this section. Repeat or serious breaches forfeit any unused portion of a paid subscription.

The Aurum strategy, codebase, signals (as published), site content, design, and trade marks are owned by us. Your subscription grants you a personal, non-exclusive, non-transferable, revocable license to access and use signals for your own trading. Nothing else transfers.

You retain ownership of any trade you place. We do not claim ownership of your account, positions, or profits.

Aurum signals and content are provided "as is" and "as available." We disclaim all warranties to the maximum extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the strategy will be profitable, that signals will be delivered without delay, or that the service will be uninterrupted. Past performance, including backtest results, does not guarantee future results.

To the maximum extent permitted by law, our total liability to you for all claims arising from or related to your use of Aurum is limited to the amount you paid us in the 12 months preceding the event giving rise to the claim.

We are not liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including lost profits, trading losses, lost data, or lost goodwill, even if advised of the possibility.

You expressly acknowledge that you are responsible for your own trading losses. We did not place the trade; you did.

You agree to indemnify, defend, and hold us harmless from any claim, loss, liability, or expense (including reasonable legal fees) arising out of your breach of these terms, your trading activity, or your violation of any law or third-party right.

You may cancel your subscription at any time from your account. We may suspend or terminate your access for breach of these terms, for non-payment, or if we discontinue the service. On termination, your right to access signals ends; the disclaimers, IP, and liability sections survive.

We may update these terms. Material changes will be notified at least 30 days in advance by email or in-app banner. Continued use after the effective date of the new terms is acceptance. If you do not accept, cancel before the effective date.

These terms are governed by the laws of [TODO: jurisdiction, e.g. the Qatar Financial Centre, England and Wales, Delaware], without regard to conflict-of-laws rules.

Any dispute arising out of or related to these terms or your use of Aurum shall be resolved by binding arbitration administered by [TODO: arbitration body] under its then-current rules. The seat of arbitration is [TODO: city]. Each party bears its own costs. You waive any right to a class action.

Questions about these terms: email legal@aurum-markets.com.